We handle your auto glass insurance claim
Cracked windshield and not sure where to start? Give us your insurance info and we'll verify your coverage and file the claim directly with your carrier — most major insurers, mobile service, and in many cases a $0 deductible under Florida's windshield law. Rather pay cash? That's easy too.
Filing a glass claim, made simple
You give us a few details — we take it from there. Most claims are approved quickly so we can get your glass scheduled.
Call or get a quote
Tell us your vehicle and what's damaged. If you're filing a claim, share your insurance info.
We verify coverage
We check your policy for glass coverage and your deductible, so you know your cost before we start.
We file the claim
We submit and manage the claim directly with your insurer — no forms to chase, no sitting on hold.
Mobile install
Our technician comes to your home or work, installs quality glass, and recalibrates ADAS if needed.
We handle the claim, start to finish
You skip the paperwork and the phone calls
Most people dread dealing with insurance. With Proset, you don't have to. Once you share your policy details, we contact your carrier, confirm your coverage, and file the claim for you — then keep it moving until it's approved.
- We talk to your insurer, not you
- Your cost confirmed before any work begins
- Filing a claim costs you nothing extra
Comprehensive coverage vs. paying cash
Auto glass damage from rocks, road debris, storms, vandalism, or a break-in falls under comprehensive coverage (often called "other-than-collision") — not collision. If your policy includes comprehensive, your windshield and most auto glass are typically covered.
No comprehensive coverage, or you'd rather not file? We'll give you a straightforward cash price — the same quality glass, mobile service, and workmanship warranty, no claim required.
Comprehensive covers most glass damage
Using insurance Comprehensive
If you carry comprehensive coverage, glass damage is usually covered. In Florida, the windshield often comes with no deductible at all.
- We verify coverage and file the claim for you
- Many Florida windshields covered with $0 out of pocket
- Quality OEM or OEE glass, installed to spec
Paying cash No claim
No comprehensive coverage, or simply prefer to pay out of pocket? You get a clear, upfront price with nothing filed through insurance.
- Flat, honest quote before we start
- Same quality glass and mobile service
- Lifetime workmanship warranty included
Florida's windshield law
Why many Floridians pay $0 for a windshield
Florida is one of only a few states with a dedicated windshield law. If your vehicle is insured in Florida and you carry comprehensive coverage, your insurer generally cannot charge you a deductible for windshield repair or replacement — which is why so many Florida drivers pay nothing out of pocket for a new windshield.
- Applies to the windshield with comprehensive coverage
- Other glass & liability-only policies may carry a deductible
- We confirm your exact coverage before any work
This is general information, not legal or insurance advice. Whether the windshield deductible waiver applies depends on your individual policy and current Florida law, and coverage for other glass varies. We always verify your specific policy before scheduling so there are no surprises.
We work with most major insurers
We file auto glass claims with virtually every carrier. If you don't see yours below, just ask — we almost certainly work with them too.
Proset Auto Glass is not affiliated with or endorsed by these insurers. Names and colors are shown only to indicate the carriers we commonly file claims with.
Insurance claim questions
Will my rate go up if I file a glass claim?
A comprehensive glass claim is generally treated as a no-fault claim, so it usually doesn't affect your premium the way an at-fault accident can. That said, insurers set their own rates and policies vary, so we can't guarantee how any one company handles it. If you're unsure, we're glad to talk it through before you file.
Do I have to pay anything?
If you carry comprehensive coverage on a Florida-insured vehicle, your windshield is often covered with no deductible — many customers pay $0. Other glass, or policies without comprehensive coverage, may have a deductible or a cash cost. We verify your exact coverage first and tell you upfront, so there are no surprises.
Which insurance companies do you work with?
Most major carriers — including State Farm, GEICO, Progressive, Allstate, USAA, Travelers, Nationwide, Liberty Mutual, Farmers, and many more. If you don't see yours, just ask; we almost certainly file with them too.
Do you file the claim for me?
Yes. Once you share your insurance details, we submit and manage the claim directly with your insurer from start to finish. You don't fill out forms or wait on hold — we handle it and keep you updated.
What's the difference between comprehensive and collision?
Collision coverage pays for damage from hitting another vehicle or object. Auto glass damage — rock chips, cracks, storm or vandalism damage — falls under comprehensive (other-than-collision) coverage. If you only carry liability, glass generally isn't covered, but we'll give you a fair cash price. Not sure what you have? We can help you check. See windshield replacement.
Let's get your claim started
Share your vehicle and insurance info — we'll verify your coverage, file the claim, and bring quality glass to your door.